VietNamNet Bridge - Bankers have been cautious when asked if their plans to increase charter capital can be fulfilled this year.

Many commercial banks, which have reported profits for Q1 2017, have begun following higher standards in debt classification and provisioning against risks, while Moody’s has upgraded the credit ratings for eight Vietnamese banks.

VietNamNet Bridge - A number of banks have announced they will raise charter capital in 2017 after receiving approval from shareholders. But all of them are private, not state, banks.

VietNamNet Bridge - 2016 was expected to be tough year for the banking sector, but commercial banks all reported considerable increases in profit. Will this occur in 2017?

VietNamNet Bridge - Profits from lending still make up a large proportion of banks’ total profits, but bad debt remains a problem.

VietNamNet Bridge - For the last ten years, the State Bank of Vietnam (SBV) has said it would restructure its operations.

Ten Vietnamese commercial banks, chosen by the State Bank of Vietnam, will be applying international bank management standards in accordance with Basel II governance standards.